The Hidden Cost of Heat: Tracking Losses in Crop Insurance

As farmers struggle with lower yields, many rely on the Federal Crop Insurance Program to recover a portion of what they’ve lost. These insurance claims offer a window into the hidden costs of rising heat on agriculture.

This research was supported in part by the National Oceanic and Atmospheric Administration (NOAA) Climate Program Office/National Integrated Heat Health Information System (NIHHIS) under Award Number 2025-03-07519. This report was also made possible with support from The Rockefeller Foundation. The findings and conclusions contained within are those of the authors and do not necessarily reflect positions or policies of The Rockefeller Foundation. We gratefully acknowledge the financial support provided by NOAA, NIHHIS, and The Rockefeller Foundation, which made this work possible.